- High-Value Asset Liquidity
Experience true asset liquidity with high-value funding through our customized Loan Against Property (LAP) solutions.
High LTV Ratio
Access maximum funding of up to 75% against your property's current market valuation with specialized institutional multipliers.
- Up to 75% Funding
- Residential & Commercial
SME Funding
Streamlined credit for medium-sized enterprises ready for their next level.
Starting from
8.35% p.a.
Versatile Collateral
Loans available for residential, commercial, or industrial properties.
Eligibility Criteria
- Age between 21 and 65 years at maturity
- Stable income source (Salaried or Self-employed)
- Clear property title and documentation
- Good credit history (CIBIL 700+)
Simple, transparent documentation process for quick approval.
Why choose LAP?
How Loan Against Property stacks up against other modules.
| Features | Loan Against Property | Personal Loan | Business Loan |
|---|---|---|---|
| Interest Rate | Low (8% - 12%) | High (12% - 24%) | Medium (10% - 18%) |
| Tenure | Up to 20 Years | Up to 5 Years | Up to 7 Years |
| Max Amount | Up to ₹25 Crores | Up to ₹50 Lakhs | Up to ₹1 Crore |
Loan Against Property
Interest Rate
Low (8% - 12%)
Tenure
Up to 20 Years
Max Amount
Up to ₹25 Crores
Personal Loan
Interest Rate
High (12% - 24%)
Tenure
Up to 5 Years
Max Amount
Up to ₹50 Lakhs
Business Loan
Interest Rate
Medium (10% - 18%)
Tenure
Up to 7 Years
Max Amount
Up to ₹1 Crore
Unlock Your Property's Value with a Loan Against Property (LAP) in Gurgaon with Ethics Sales
Do you own a residential or commercial property in Gurgaon? You can unlock its dormant capital without selling it. A Loan Against Property (LAP) from Ethics Sales allows you to mortgage your property to get a substantial loan amount at a significantly lower interest rate compared to personal loans.
This makes it an ideal financial tool for business expansion, funding higher education, debt consolidation, or a major wedding. Since the loan is secured against your property, lenders offer longer tenures and higher loan-to-value ratios, leading to manageable EMIs. Our team manages the entire process, from property evaluation to legal verification, ensuring a smooth and timely disbursal.
Leverage your most valuable asset to fulfill your biggest ambitions. Contact Ethics Sales today to explore the most competitive LAP options in Gurgaon.
Own a property in Gurgaon? You can unlock its dormant value without selling it. A Loan Against Property (LAP) from Ethics Sales allows you to mortgage your residential or commercial property to get a large loan at a significantly low interest rate.
Ideal for business expansion, debt consolidation, or funding a child’s education, LAP offers longer tenures and higher loan amounts than personal loans. Our experts manage the legal and technical evaluation, ensuring a smooth and quick disbursal process.
Leverage your asset to fulfill your ambitions. Contact Ethics Sales for the most competitive LAP loan options available in Gurgaon.
Ready to unlock your property's real value?
Our team of experts will provide you with a comprehensive valuation and a customized loan structure.